Statistics Show That Impaired Drivers Are Mostly Men
Women, according to statistics, are less aggressive drivers than men, and will thus pay less for car insurance. In fact, according to US Department of Transportation studies, and studies from the insurance industry, Impaired Driving drivers are mostly men. Despite the price disadvantages that come with being male, males may save money on their car insurance, with a clean driving record, and a few other simple steps.
Males, statistically, cause more accidents than females. Males are two times as likely to be involved with seat belt violations, stop sign and traffic signal violations, and failure to yield. Also, accidents associated with these violations happen five percent more often for men, than women. Statistics show that men are involved in approximately six million vehicle accidents every year, and that about 40,000 of those accidents result in fatalities. Also, men win court cases involving car crashes less often than women do, and their accidents are often more expensive.
Overall, men are three times more likely to be ticketed for reckless driving. Unfortunately, men also have more than a seventy-five percent greater risk of death from accidents than women. Also, men are three times more likely to be arrested in connection to a DUI, which typically doubles their car insurance premiums.
Quite simply, men tend to drive more than women. Professions which involve driving as a means of making a living, such as driving trucks, driving cabs, and traveling sales positions, still tend to be male-dominated fields. Because males drive more, they run a greater statistical risk of being involved in an accident.
Young males between the ages of 16-25 are considered the most reckless. Young male drivers will pay 185 percent more than the base rate for older male drivers. Higher payments happen because younger men, according to conventional thought, are more prone to take risks, and also tend to drive more high-risk vehicles, than older males, or even females of the same age group.
Another subgroup of males with expensive premiums are African-American males. In fact, African-American males may pay up to $800 more per year than males of white or Asian descent. African-American males typically have higher-risk statistics than other males, which makes insurance more expensive. For instance, African-American males marry less, divorce more, and tend to live in neighborhoods with higher crime rates. African-American males also tend to have higher unemployment rates, and lower credit scores, than other males.
There is hope for men who want to lower insurance premiums. Safe, reliable vehicles are often favored by insurance companies, and men who choose these vehicles will have lower premiums. Also, men may install car safety features, like anti-theft devices, inside of those reliable cars, to lower their premiums even further.
Statistics show over and over that impaired drivers are mostly men. Males violate traffic law more, and their accidents cost more, and result in more fatalities. For different reasons, males under the age of twenty-five, and African-American males, pay especially high premiums. In spite of these poor statistics, men may take a few useful steps to lower insurance premiums, with no step being more crucial than maintaining a clean driving record.
Impaired Driving is criminal assault, hire a DUI lawyers maintain a clean criminal record.