The Best Way to Start Your Car Accident Claims
The best way to get more money from your car accident settlement is to start with your compensation claim the right way.
The following are the steps you’ll want to follow when starting your auto accident claims against another vehicle owner’s insurance:
Pay Attention to Blame Questions
At the beginning of your auto accident claims, the insurance company can ask you questions that will try to make you liable for their insurer’s car accident.
For example, a common questions asked by the insurance companies is : “How could you have avoided the car accident?”
If you read it very carefully, you can see that this question presumes that you were the person who was the main cause for the auto accident. That the accident may have been prevented if you had been driving more carefully.
At the start of the car accident injury claim, the matter of fault is still unknown. The insurance company can’t definitely know who is answerable for the accident until they analyze the accident report, contact witnesses, analyze the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take blame for the car accident.
The more fault they can give you, the lower your car accident claim.
To avoid this trap, simply answer to this question: ” I could not have prevented the accident because your driver struck me.”
Whether or not you could have averted the accident does not matter at this point. If the accident was your fault, the evidence will clearly show it.
But at this stage, don’t assume you’re already the cause for the accident. Doing so will only hurt you and reduce your likelihood of getting more money. So always make sure you listen very carefully to how the insurance companies phrase their questions to you.
The critical thing you are aiming to do at this point …
Put Attention on the Other Driver
As soon as you tell the insurance company about the accident, focus on how the other car driver was involved.
Do not say: “I was in a car accident with your insurer”. Say things like:
“Your insurer rammed into me” “Your insurer struck my vehicle coming from the back” “Your insurer crossed the red light and smashed up my car.”
By shifting the emphasis on the other vehicle driver, you are steering clear of getting fault for the car accident. This helps improve your odds of getting a higher settlement.
It’s extremely important to realize that you should NEVER lie to the insurance companies about your auto accident. If you do lie, the evidence will clearly expose you and you can face serious charges.
If you start your auto accident claims the right way, you increase your odds of getting more money from your insurance claims.
Find out more helpful tips to increase your money after a car accident and personal injury